By using this website, you acknowledge your assent to the following
conditions of use without limitation or qualification. Please read these
conditions carefully before using this website. These terms and
conditions may be revised at any time by updating this posting. You are
bound by any such revisions and should therefore periodically visit this
page to review the then current terms and conditions to which you are
bound.
Disclaimer
To the fullest extent permissible pursuant to applicable law, the
materials on this website are provided "as is" and without warranties of
any kind either expressed or implied and kingsway amigo insurance
company and its subsidiaries and affiliates (collectively, "KAIC")
disclaim all warranties, expressed or implied, including, but not
limited to, implied warranties of merchantability and fitness for a
particular purpose. KAIC does not warrant that the functions contained
in the materials will be uninterrupted or error-free, that defects will
be corrected, or that this website or the server that makes it available
are free of viruses or other harmful components. KAIC does not warrant
or make any representations regarding the use or the results of the use
of the materials on this website in terms of their correctness,
accuracy, reliability, or otherwise. You (and not KAIC) assume the
entire cost of all necessary servicing, repair, or correction. The
information and descriptions contained herein are not necessarily
intended to be complete descriptions of all terms, exclusions and
conditions applicable to the products and services, but are provided
solely for general informational purposes; please refer to the actual
policy or the relevant product or services agreement.
This website may be linked to other websites which are not maintained
by KAIC. KAIC is not responsible for the content of those websites. The
inclusion of any link to such websites does not imply approval of or
endorsement by KAIC of the websites or the content thereof.
Limitation of liability
While KAIC uses reasonable efforts to include accurate and up-to-date
information on this website, errors or omissions sometimes occur. To the
fullest extent permissible under applicable law, KAIC makes no
warranties or representations as to the accuracy of the content of this
website and under no circumstances, including, but not limited to,
negligence, shall KAIC or any party involved in creating, producing, or
delivering the website be liable to you for any direct, incidental,
consequential, indirect, or punitive damages that result from the use
of, or the inability to use, the materials on this website, even if KAIC
or an KAIC authorized representative has been advised of the possibility
of such damages. In no event shall KAIC's total liability to you for all
damages, losses, and causes of action exceed the amount paid by you, if
any, for accessing this website.
KAIC also assumes no responsibility, and shall not be liable for, any
damages to, or viruses that may infect, your computer equipment or other
property as a result of your access to, use of, or browsing in the
website or your downloading of any materials, data, text, images, video,
or audio from this website.
Restrictions on use of materials
This website is owned and operated by KAIC. Except as otherwise
expressly permitted by KAIC, no materials from this website or any
website owned, operated, licensed or controlled by KAIC may be copied,
reproduced, republished, uploaded, posted, transmitted, or distributed
in any way. You may download material displayed on this website for your
use only, provided that you also retain all copyright and other
proprietary notices contained on the materials. You may not distribute,
modify, transmit, reuse, repost, or use the content of this website for
public or commercial purposes, including the text, images, audio, and
video without KAIC's written permission. KAIC neither warrants nor
represents that your use of materials displayed on this website will not
infringe rights of third parties.
Concerning interactive applications, by logging in and using an
application, you are agreeing to the following:
- That you are an authorized user.
- That you will use the applications for their specified purpose.
- That you will comply with security and data controls.
- That you will prevent disclosure of sensitive information.
Jurisdictional issues
Unless otherwise expressly set forth herein, KAIC makes no
representation that materials on this website are appropriate or
available for use in any location. Those who choose to access this
website do so on their own initiative and are responsible for compliance
with local laws.
Except as expressly set forth herein the information contained on
this website is not an offer to sell or a solicitation to buy any
security, insurance product or other product or service by KAIC. No
security, insurance product or other product or service is offered or
will be sold by KAIC or, if sold by KAIC, will be effective in any
jurisdiction in which such offer or solicitation, purchase or sale would
be unlawful under the securities, insurance or other laws of such
jurisdiction. Some products and services may not be available in all
jurisdictions.
Ownership of information
Any information, other than personal data or information, you
transmit to KAIC via this website, by electronic mail or otherwise,
including data, questions, comments, or suggestions will be treated as
non-confidential and non-proprietary and will become the property of
KAIC. Such information, other than personal data or information, may be
used for any purpose, including, but not limited to, reproduction,
solicitations, disclosure, transmission, publication, broadcast, and
posting. KAIC is free to use any ideas, concepts, know-how, or
techniques contained in any communication you send to KAIC via this
website or by any other means for any purpose whatsoever, including, but
not limited to, developing and marketing products using such
information.
Trademarks and copyrights
All trademarks, services marks, trade names, logos, and icons are
proprietary to KAIC. Nothing contained on the website should be
construed as granting, by implication, estoppel, or otherwise, any
license or right to use any trademark displayed on this website without
the written permission of KAIC. Your use of the trademarks displayed on
this website, or any other content on this website, except as provided
herein, is strictly prohibited.
Images displayed on this website are either the property of, or used
with permission by, KAIC. The use of these images by you, or anyone else
authorized by you, is prohibited unless specifically permitted by KAIC.
Any unauthorized use of images may violate copyright laws, trademark
laws, the laws of privacy and publicity, and communications regulations
and statutes.
Software licenses
You acknowledge that any software which may be available or provided
to you on this website may contain technology that is subject to strict
controls pursuant to export control laws and regulations of the United
States of America and other countries and jurisdictions. You hereby
agree that you will not transfer or export such software in violation of
such applicable export laws and regulations. KAIC does not authorize the
downloading or exportation of any software or technical data from this
website to any jurisdiction prohibited by such export controls laws and
regulations.